First State Bank

Regular Savings

• $100 Minimum Opening Balance
• $5 Service Charge per quarter if balance falls below the $100 minimum balance requirement.
• $3 per item fee for each debit transaction in excess of 2 per month,
• Interest paid quarterly; Semi-annual statement
• Variable Interest Rate
• **Minor Accounts $50 Opening Balance and service charge waived until 18.

Money Market

• $1000 Minimum Balance
• $10 Monthly Service Charge if balance falls below $1000 anytime in the statement cycle.
• Limited to 6 third party withdrawals per month
• Tiered Interest Rate

Secure Advantage Money Market

• $25,000 Minimum Balance Requirement
• $25 Monthly Service Charge if balance falls below minimum during statement cycle
• Limited to 6 third party withdrawals per month
• Earns Premium Interest Rate

Christmas Club Savings

• $5 Opening Balance Requirement
• No Service Charge
• Checks mailed the 1st week of November
• Variable Interest Rate
• All accrued interest forfeited if closed early

 

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