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NOTICE

Federal regulations enacted pursuant to Section 326 of the USA PATRIOT Act require all financial institutions to verify the identity of every person who seeks to open an account with the institution. All persons are subject to the identity verification requirements even though they may be a long-term customer and well known to the bank and its employees. We appreciate your cooperation in providing this information.

If you request to open an account with First State Bank and we have not previously verified your identity under the new regulatory requirements, we will request documentary verification of your identity, such as a driver's license or passport. In addition to your name, we will also ask for your taxpayer identification number, date of birth, address, and other information that will allow us to identify you. We may also verify your identity through other non-documentary methods. Similar identification requirements apply to business entities such as corporations, partnerships, and trusts.